Audit-grade payouts
for research panels
One consolidated record per study, per period. Every payment cryptographically signed, tax-compliant, GDPR-clean.
Your CFO doesn't have a payment problem.
They have an audit problem dressed as one.
Most research organizations run finance ops like this:
- •Hundreds of small panellist payouts per study × dozens of active studies
- •N small bank transfers reconciled against M payout obligations
- •Audit asks "prove HCP-A was paid for visit B on date C" — manual lookup, hours
- •Tax compliance scattered across jurisdictions (UK HMRC, EU VAT, US state)
- •Cross-border wire fees + delays eat 5-8% on micro-payouts
- •Panellist bank details touch your systems — GDPR exposure on every flow
You're not running a payment problem. You're running an audit and finance-ops problem dressed as a payment problem.
One audit-ready record per study, per period.
ClinPay replaces hundreds of fragmented payments with a single consolidated record — and lifts tax compliance and panellist anonymity into the same flow.
| Your finance team interacts with | One provider, one contract |
| Each study produces | One mandate + one funded escrow |
| Each period produces | One reconciliation export + tax line per jurisdiction |
| Each payout produces | One cryptographic receipt, one audit-trace, one GDPR-clean bank wire |
Consolidated reconciliation
One rollup per period instead of hundreds of line items. CSV + PDF audit pack export.
Cryptographic audit trail
Prove who authorized what payment to whom, years later. No third party required.
Tax compliance, jurisdiction-aware
UK HMRC VAT, 27 EU countries, US state sales tax — each line with statute citation.
GDPR-clean anonymity
Panellist IBAN never touches your systems. Sponsor never sees panellist banking.
Four-step lifecycle per study
Set up
Sponsor signs one mandate, funds one escrow. Done once per study.
Integrate
10-line webhook from your panel platform. Each completion fires a payout.
Settle
SEPA Instant (EUR), Faster Payments (GBP), or USD rail. Sub-2 minutes typical.
Audit
Daily / weekly / monthly rollup with per-jurisdiction tax totals. CSV + PDF.
Built on two regulated rails
Invoica
Agent-native invoicing + tax compliance middleware. Every payout produces a cryptographically-signed mandate hash and a Deal Receipt anchored on-chain. Audit-grade, regulator-defensible.
invoica.ai →AsterPay
MiCA-aligned EU payment infrastructure. SEPA Instant, Faster Payments, USDC rails. EU regulated. Panellist anonymity by design.
asterpay.io →Together: ClinPay.
Transparent pricing
ON-TOP model — sponsor pays the fee, panellist receives 100% of the honorarium. No surprises.
| Currency / Rail | Rate | Floor | Cap |
|---|---|---|---|
| EUR · SEPA Instant | 2% | €0.55 | €5.00 |
| USD · USDC + ACH | 2% | $0.60 | $5.50 |
| GBP · Faster Payments | 2% | £0.50 | £4.50 |
Compliance built in
Already running real money
Live €0.50 production cycle settled in real EUR to a real bank account in 90 seconds. Full PACT mandate + Deal Receipt + UK VAT line generated automatically.
Closed PoC with one clinical research organization. Production launch targeted for Q3 2026.
Ready to consolidate your panel payouts?
20-minute walkthrough. Bring your highest-volume study — we'll show you the audit pack it would have generated.
Request a demo